Party planning without home insurance? Orlando, FL resident should think again
9/9/2011 3:00:00 PM
When you’re planning a celebration, it’s exciting to express your creative spirit with a memorable party theme, stunning decorative effects, delicious food and a list of interesting guests. To make sure that your party is memorable for all the right reasons, it pays to give some thought to avoiding some of the things that can go wrong at parties. With liability coverage under their homeowners insurance, Orlando, Florida hosts and hostesses are protected from the cost of a lawsuit filed by a party guest who is injured on their property. However, it's always best to try to prevent accidents altogether.
- Try to viewing your home through fresh eyes; look for anything that could cause a guest to trip or fall – perhaps a loose rug, an uneven step or a badly placed item of furniture – and eliminate the risk before the party.
- When planning the party menu, it’s important to consider food safety issues. In order to avoid food poisoning or food-borne illness, make sure that food is prepared and handled in hygienic conditions, properly cooked and maintained at a safe hot or cold temperature.
- If you will be serving alcohol at your party, you have a legal and moral responsibility as a host to ensure that your guests can get home safely. It is prudent to stop serving alcohol toward the end of the party and switch to coffee and soft drinks. Call a cab for any guest who may have had too much to drink.
The risk of being sued by an injured party guest is very real. There’s also the risk of accidental damage to your home or contents caused by a guest. So before hosting your next party, double check that you are fully covered under your home insurance, Orlando, FL!
- Try to viewing your home through fresh eyes; look for anything that could cause a guest to trip or fall – perhaps a loose rug, an uneven step or a badly placed item of furniture – and eliminate the risk before the party.
- When planning the party menu, it’s important to consider food safety issues. In order to avoid food poisoning or food-borne illness, make sure that food is prepared and handled in hygienic conditions, properly cooked and maintained at a safe hot or cold temperature.
- If you will be serving alcohol at your party, you have a legal and moral responsibility as a host to ensure that your guests can get home safely. It is prudent to stop serving alcohol toward the end of the party and switch to coffee and soft drinks. Call a cab for any guest who may have had too much to drink.
The risk of being sued by an injured party guest is very real. There’s also the risk of accidental damage to your home or contents caused by a guest. So before hosting your next party, double check that you are fully covered under your home insurance, Orlando, FL!
